Disclaimer

SmartRetireCalc is provided for educational and informational purposes only. It is not financial advice, tax advice, legal advice, or investment advice.

No professional relationship

Use of this site does not create an advisor-client relationship or any professional engagement. If you need advice, consult a qualified professional.

Estimates and assumptions

Results are based on assumptions you enter (spending, returns, inflation, Social Security, etc.) and simplified rules (tax modeling, withdrawal ordering, and other approximations). Actual outcomes will differ.

Taxes and laws change

Tax laws, Social Security rules, and retirement account rules can change. This tool may not reflect the latest law changes in all cases.

No warranties

The tool is provided “as is” without warranties of any kind. You assume full responsibility for any decisions you make based on the outputs.

Questions? Use the Contact page.